For information on our Investment Menu changes  Find out more here.

  • Once you reach preservation age (see table below), you have the option to open a TRP to withdraw regular income from your super account.
  • There is no tax payable on those withdrawals once you are over age 60.
  • You will continue to receive super guarantee payments from your employer, into your super accumulation account.
  • work fewer hours but receive the same income – cut back your working hours and use your TRP income to make up for your reduced pay.
  • work the same hours but receive more income – use the additional income from your TRP to cover extras (eg. home renovations).
  • save more super but receive the same income – sacrifice some of your pay to grow your super while your TRP helps you replace some/all of your lost income.