smartMonday PRIME offers multiple investment options for you to choose from to fine-tune your investment portfolio. PLUS with PRIME you get the MySuper option which employs our ‘glide path’ investment approach; it automatically adjusts the investment mix as you progress through your working week – gradually reducing the risk level as you approach your weekend.
These are the standard fees1. The fees that apply under the arrangement we have with your employer may be different. Login to see
|Investment2||0.24% p.a. – 1.22% p.a. depending on the investment options you choose|
|Administration3||MySuper up to 0.53% p.a. of MySuper assets. Up to 0.50% p.a. of other assets|
|Membership4||$94.56 p.a. ($7.88 per month)|
Monitor and manage it – easily
You can easily track your savings progress and see all your account details on your Personal Home Page. You can manage your investment mix online, transferring part or all of your balance between investment options whenever and as often as you like – with no switching fees.
Be protected – with our built-in safety net
Most members are eligible to automatically receive our minimum Death and Total & Permanent Disablement insurance. For the first two years cover is limited to New Events – that is you’ll be covered for injury or sickness that occurs or becomes apparent after your cover commences or recommences (whichever is the later).
And with smartMonday, it’s super easy to increase your cover, change it or opt out altogether5.
1 Other fees and costs may apply, refer to the smartMonday PRIME Product Disclosure Statement for further information.
2 These fees are not deducted directly from your account. They are included in the unit price of each investment option and reduces your investment return.
3 Deducted monthly directly from your account.
4 This is a dollar-based fee that is deducted monthly from your account. If you have more than one account, this fee is deducted from each account. It is indexed annually each 1 July in line with inflation as measured by the change in the Average Weekly Ordinary Time Earnings (AWOTE) index.
5 Before making a decision about insurance you should consider whether it suits your financial circumstances and needs, and where appropriate, you may wish to seek financial advice.