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Legal

Terms and conditions of use

In these Terms and Conditions, 'we' or 'us' refers to smartMonday Solutions Limited.

General

By accessing this website, you agree to be bound by:

the Terms and Conditions set out below.

Security

You must keep your User Name and Password confidential. If you delegate access to your personal details by disclosing your User Name and/or Password to any other person, you remain responsible for that other person’s use of or access to the website.
You must notify us immediately if you believe the confidentiality of your User Name and/or Password have been breached.

Use by you

This website may only be used in accordance with these Terms and Conditions.
You may only use the information on this website for lawful purposes.

Proper authority

By accessing this website you undertake that you have proper authority to do so. Should you cease to have proper authority to access this website you agree to notify us immediately and withdraw or restrict access to the website to the extent of your lack of proper authority.

Liability and indemnity

We are not liable, and do not indemnify you, for any claims arising out of your use of the website otherwise than in accordance with these Terms and Conditions. You agree to indemnify us, and any other user, for any claims arising out of your use of the website otherwise than in accordance with these Terms and Conditions.

Personal information

We may collect, use, manage, store and provide access to your personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth). Should your personal information be incorrect or out of date, you undertake to inform us immediately.

Issues that may affect administration of benefits

We rely on various service providers to administer the Fund’s processes and operations. Occasionally, circumstances arise that may affect the administration of your benefits (eg legislative requirements, year end administrative reviews and valuations, IT systems and programming issues and other events beyond the control of the relevant service provider). Should these events arise, the administration of your benefits may be affected (eg through processing delays). Where possible, we undertake to keep affected members informed and up to date.

No assertion of accuracy or uninterrupted use

We make no assertion as to the accuracy, timeliness or suitability of the information contained on this website. We make no warranty that use and access to this website will be uninterrupted or error free.

Amendment of Terms and Conditions

We may amend the Terms and Conditions at any time.

Restriction of access

We reserve the right to withdraw or restrict access to this website at any time.

Your access to this website is subject to these terms and conditions, our privacy statement, the trustee’s privacy statement and all disclaimers on this website. The information on this website is general in nature and does not take account of your personal financial objectives, situation or needs. Before deciding whether a particular product is appropriate for you, please read and consider the relevant Product Disclosure Statement, Target Market Determination and Financial Services Guide which is available at smartmonday.com.au/documents or by calling us. Contact us about the intra-fund advice services you may be able to access through your membership. Past performance is not a reliable indicator of future performance. The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. You should obtain advice from a registered tax agent or legal practitioner. Any taxation, legal and other matters referred to on this website are based on smartMonday and the Trustee’s interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

smartMonday is a registered trading name of smartMonday Solutions Limited ABN 48 002 288 646 AFSL 236667, the sponsor of the Smart Future Trust ABN 68 964 712 340 (the Fund). The trustee of the Fund and issuer of the information on this website is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. smartMonday products are part of the Fund.

smartMonday and/or the trustee are either the owner or licensed user of the copyright in all material contained on this website. Where a third-party source has been relied on, smartMonday and/or the trustee have attributed credit for that information. Except to the extent necessary for personal use, you are not permitted to reproduce, adapt, upload, link, frame, broadcast, transmit, or distribute any material on this website without the permission of smartMonday or the trustee, or as permitted under law.

This website, the information and materials on the website, and the software made available on the website, are provided 'as is' without any representation or warranty, express or implied, of any kind. To the maximum extent possible, smartMonday and/or the trustee do not warrant or guarantee the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the website. You acknowledge that you are responsible for assessing the accuracy and completeness of content on this website, and reliance on any opinion, advice, statement, memorandum or information shall be at your own risk. In no event shall smartMonday and/or the trustee be liable to any website user or any other entity for any damages whatsoever, related to the inability to access or use the material or functions of this website.

© 2023 smartMonday Solutions Limited - Financial Services Guide