Governance Disclosures
Trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available to members.
Trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available to members.
Smart Future Trust ABN 68 964 712 340 (the fund). The fund was renamed the Smart Future Trust effective 1 May 2022 (formerly Aon Master Trust).
The trustee of the fund is Equity Trustees Superannuation Limited (ETSL) ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. More information about the trustee, including board and executive remuneration, and other governance disclosure is available at https://www.eqt.com.au/superannuation/board-and-governance.
The Member Outcomes Statement documents the results of the trustee’s annual assessment of how well the fund’s products provide outcomes for members and promote members’ financial interests.
This document seeks to provide members and their beneficiaries with an understanding of the trustee’s strategy for assisting members make retirement decisions.
A trust deed is a legal document that sets out the rules for establishing and operating the superannuation fund. It includes such things as the fund’s objectives, who can be a member and whether benefits can be paid as a lump sum or income stream. The trust deed and super laws together form the fund’s governing rules.
Products that are part of the fund include:
smartMonday Group Insurance
The trustee is responsible for the selection of the fund’s underlying managers, asset allocation and currency management. The trustee appoints specialist investment managers to invest your assets.
The trustee is a related entity of two companies that provide investment management functions and/or issue investment products (in the role of Responsible Entity for those products) that the fund invests in:
Equity Trustees Limited (ABN 46 004 031 298, ETL)
Equity Trustees Wealth Services Limited (ABN 33 006 132 332, ETWSL).
The trustee, ETL, and ETWSL are all subsidiaries of EQT Holdings Limited, a company listed on the Australian Stock Exchange (ASX Code: EQT). The roles played by ETL and ETWSL in certain investments of the fund are as follows:
EQT Mortgage Income Fund – ETWSL is Responsible Entity, ETL is the investment manager;
EQT Cash Management Fund – ETL is the Responsible Entity and investment manager;
ETL may also from time to time be the Responsible Entity for other underlying managers of the fund that are not part of EQT Holdings Limited.
Transactions between ETSL in its capacity as trustee and its related companies are conducted on normal commercial terms.
The trustee may outsource certain functions related to the running of the fund to other parties.
Material outsourced relationships are listed here:
PDSs are a summary of the significant information about investing in smartMonday products.
You should consider this information before making a decision about the product.
If you are a member or employer-sponsor of one of the sub-plans listed below, please refer to the relevant page listed for details on specific arrangements that are not described in the standard smartMonday PRIME PDS.
The TMD seeks to provide consumers, distributors and staff with an understanding of the class of consumers for which a smartMonday product has been designed, having regard to the objectives, financial situation and needs of the target market.
If you are a member or employer-sponsor of one of the defined benefit sub-plans listed, you can find a copy of the latest actuarial report for your sub-plan here.
smartMonday acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders, past, present and emerging. We recognise the enduring relationship Aboriginal and Torres Strait Islander peoples have with Country and that sovereignty was never ceded. We stand for a future that promotes justice for Aboriginal and Torres Strait Islander peoples and profoundly respects and acknowledges their respective perspectives, culture, language and history.
Your access to this website is subject to these terms and conditions, our privacy statement, the trustee’s privacy statement and all disclaimers on this website.
The information on this website is general in nature and does not take account of your personal financial objectives, situation or needs. Before deciding whether a particular product is appropriate for you, please read and consider the relevant Product Disclosure Statement, Target Market Determination and Financial Services Guide which is available at smartmonday.com.au/documents or by calling us. Contact us about the intra-fund advice services you may be able to access through your membership. Any intra-fund advice is provided by or on behalf of smartMonday Solutions Limited. Past performance is not a reliable indicator of future performance. The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. You should obtain advice from a registered tax agent or legal practitioner. Any taxation, legal and other matters referred to on this website are based on smartMonday and the Trustee’s interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.
smartMonday is a registered trading name of smartMonday Solutions Limited ABN 48 002 288 646 AFSL 236667, the sponsor of the Smart Future Trust ABN 68 964 712 340 (the Fund). The trustee of the Fund and issuer of the information on this website is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. smartMonday products are part of the Fund.
smartMonday and/or the trustee are either the owner or licensed user of the copyright in all material contained on this website. Where a third-party source has been relied on, smartMonday and/or the trustee have attributed credit for that information. Except to the extent necessary for personal use, you are not permitted to reproduce, adapt, upload, link, frame, broadcast, transmit, or distribute any material on this website without the permission of smartMonday or the trustee, or as permitted under law.
This website, the information and materials on the website, and the software made available on the website, are provided 'as is' without any representation or warranty, express or implied, of any kind. To the maximum extent possible, smartMonday and/or the trustee do not warrant or guarantee the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the website. You acknowledge that you are responsible for assessing the accuracy and completeness of content on this website, and reliance on any opinion, advice, statement, memorandum or information shall be at your own risk. In no event shall smartMonday and/or the trustee be liable to any website user or any other entity for any damages whatsoever, related to the inability to access or use the material or functions of this website.
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