An income protection insurance¹ benefit is paid as monthly income if an injury or illness temporarily prevents you from working.

• You can receive up to 75% of your pre-disability monthly income².
• You can choose a waiting period (before the benefit payment kicks-in) of 30, 60 or 90 days.
• You can choose a benefit payment period of 2 years, 5 years or to age 65.
• The cost of insurance is deducted automatically from your super balance, not from your take-home pay – so you don’t have to budget for it.
• You’re covered while travelling overseas.
• Rehabilitation expenses may also be covered – for approved programs aimed at getting you back to your old job, or to help retrain you for another occupation.

Members of smartMonday PRIME who join via their participating employer – subject to eligibility, you may receive Income Protection cover automatically on standard terms with a 90 days waiting period and 2 year benefit period. Alternatively, your employer may negotiate different terms if they are paying for this cover. See your Welcome Pack on joining the fund for more information or, if you’re already a member, login to check your insurance details.

For full details download  Insurance Guide.

Or talk to a smartCoach today on 1300 262 241, or email smartcoach@smartmonday.com.au.