Pension - Defensive | smartMonday

Objective

To provide a return at least 0.75% p.a. above inflation (after investment-related fees, costs and taxes) over rolling 2-year periods.

Investment performance

Take a sneak peek at how this option has performed! Want to see more? Check out the full returns over time

9.60%

Over the year ending 30 September 2024

2.73% p.a.

Over the last 10
years

See performance over time

Investment performance as at 30 September 2024. Returns provided are after investment fees, transaction costs and an allowance for taxes on investment income, but before administration fees have been taken out. Returns for periods of greater than one year are on a per annum compound basis. Return of capital and the performance of your investment in the Fund are not guaranteed. Past performance is not a reliable indicator of future performance.

Risks

Level of investment risk

Level 2

Expected return and risk profile

Low

Estimated number of negative returns over any 20 year period

0.5 to less than 1

Suggested minimum timeframe

2 years

How this option is invested

Target - The asset allocation expected to achieve the investment objective over the investment period.

Asset allocation

Target

Growth

Australian shares

International shares

Listed property

Alternative-growth

Defensive

Alternative-defensive

10%

Australian fixed interest

28%

Int’l fixed interest

25%

Cash

18%