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Defensive

Objective

To provide a return at least 0.75% p.a. above inflation (after investment-related fees, costs and taxes) over rolling 2-year periods.

Investment performance

Take a sneak peek at how this option has performed! Want to see more? Check out the full returns over time

8.66%

Over the year ending 30 November 2024

2.65% p.a.

Over the last 10
years

See performance over time
Investment performance as at 30 November 2024. Returns provided are after investment fees, transaction costs and an allowance for taxes on investment income, but before administration fees have been taken out. Returns for periods of greater than one year are on a per annum compound basis. Return of capital and the performance of your investment in the Fund are not guaranteed. Past performance is not a reliable indicator of future performance.

Risks

Risk Band¹

2

Expected return and risk profile

Low

Estimated number of negative returns over any 20 year period

0.5 to less than 1

Suggested minimum timeframe

2 years

1 The Risk Band is based on regulated Standard Risk Measure guidelines.

How this option is invested

Target - The asset allocation expected to achieve the investment objective over the investment period.

Asset allocation

Target - The asset allocation expected to achieve the investment objective over the investment period.

Range - The potential variation of the asset allocation due to tactical investment activity.

TargetRange

Growth

Australian shares

5%

0–20%

International shares

9%

0–20%

Alternative-growth

5%

0–20%

Defensive

Alternative-defensive

15%

0–40%

Fixed interest

46%

0-90%

Cash

20%

10-90%