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Grow your super

Make extra payments to your super and you could set yourself up for a fab retirement.

Maximise your savings

Explore strategies to help your superannuation grow faster and secure your financial future

After-tax contributions

Did you know you can top up your super at any time? We call this ‘after-tax contributions’. They’re also sometimes known as non-concessional contributions, voluntary contributions or personal super contributions.

Salary sacrifice

If you’re able to, making extra contributions through salary sacrificing can have a SUPER impact on your financial future.

Spouse contributions

Are you or your partner thinking about taking some time away from work? There are still a couple of ways you can add to your super.

Downsizer contributions

Are you thinking about downsizing your home? Well, we have some great news for you! If you’re 55 or older and ready to downsize, you could add up to $300,000 to your super from the sale. Now that’s some SUPER savings!

Caps on super contributions

Understand the limits, or caps, on your before-tax and after-tax super contributions.

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Like some help?

Ask a smartCoach

Talk to a smartCoach today on 1300 262 241, or email smartcoach@smartmonday.com.au.

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This material has been prepared for informational purposes only. Any taxation, legal and other matters, including any interpretation of existing laws is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. You should obtain professional advice from a registered tax agent or legal practitioner. Existing laws may change from time to time. Information updated Oct 2024.

All information is general and does not take account of your personal objectives, financial situation or needs. Before deciding whether this information is appropriate for you, please consider speaking with a smartCoach or a financial adviser.