Balanced Growth

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, fees and return targets.

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Objective

To provide a return at least 2.50% p.a. above inflation (after investment-related fees, costs and tax) over rolling 10-year periods.

Investment fees & Transaction costs

0.69% p.a.

Minimum timeframe

10 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 29/02/2024)

Timeframe Return
3 mths 6.17%
Financial yr to date 7.06%
1 yr (% pa.) 10.20%
3 yr (% pa.) 6.27%
5 yr (% pa.) 6.26%
7 yr (% pa.) 6.45%
10 yr (% pa.) 6.50%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
6.17%	7.06%	10.20%	6.27%	6.26%	6.45%	6.50%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset Allocation Target Range
Growth
Australian shares27% 0 - 70%
International shares27% 0 - 70%
Listed property 6% 0 - 30%
Alternative-growth 10% 0 - 30%
Defensive
Alternative-defensive11% 0 - 15%
Aust. fixed interest7.5% 0 - 30%
Int’l fixed interest7.5% 0 - 30%
Cash 4% 0 - 30%

Objective

To provide a return at least 2.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 10-year periods.

Investment fees & Transaction costs

0.28% p.a.

Minimum timeframe

10 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 29/02/2024)

Timeframe Return
3 mths 6.57%
Financial yr to date 7.46%
1 yr (% pa.) 11.32%
3 yr (% pa.) 5.94%
5 yr (% pa.) 6.38%
7 yr (% pa.) 6.65%
10 yr (% pa.) 6.77%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
6.57%	7.46%	11.32%	5.94%	6.38%	6.65%	6.77%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 29.5% 0 - 70%
International shares 29.5% 0 - 70%
Listed property6% 0 - 30%
Alternative-growth5% 0 - 30%
Defensive
Alternative-defensive 0% 0 - 15%
Aust. fixed interest 13% 0 - 30%
Int’l fixed interest 13% 0 - 30%
Cash 4% 0 - 30%

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