Tailored to your 'weekend'
smartMonday Lifecycle uses a lifecycle investment strategy which automatically adjusts the asset allocation as you move through your 'working week'. From your Monday through to Wednesday lunch time (up to age 35) we invest 90% in growth-style investments (like shares and property) and only 10% in defensive investments (like cash and bonds). As you move through Wednesday afternoon and Friday (age 35 to 75) into your long weekend, we gradually decrease the percentage of growth-style investments and increase the percentage of defensive investments.
As you can see from the chart, this strategy gently reduces the risk level of your investment portfolio – gliding into your weekend.
smartMonday Lifecycle investment strategy