Having a reliable safety net in place is an instrumental part of the financial wellbeing equation. It gives confidence to employees and helps them focus on their role rather than worrying about what would happen if they were unable to earn an income and provide for the people who depend on them.

At smartMonday, we combine Aon’s global capabilities in risk, retirement and health solutions, with a local team of people who genuinely care about your employee’s insurance needs and who will provide support to you and your employee in the event of illness, serious injury or death.

Most members are provided automatically with insurance to ensure they start off on the right path, and they have flexibility to apply for extra cover, reduce cover or opt out at any time. There’s also the option to transfer insurance from elsewhere – e.g. insurance they have with another super fund.

The role insurance plays in your Employee Value Proposition (EVP) can be further enhanced with a plan tailored to your business, with options such as salary-linked Income Protection coverage and employer-subsidised premiums.