Fixed Interest

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, fees and return targets.

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Diversified - Index Diversified

Objective

To provide a return that is broadly similar to the benchmark return (before fees and tax) over rolling 3-year periods.

Investment fees & Transaction costs

0.29% p.a.

Minimum timeframe

3 years

Risk level

5 (Medium to High)

Chance of a negative annual return

3 to less than 4 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 0.56%
Financial yr to date 3.38%
1 yr (% pa.) 2.19%
3 yr (% pa.) -0.85%
5 yr (% pa.) 0.46%
7 yr (% pa.) 1.21%
10 yr (% pa.) 2.07%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
0.56%	3.38%	2.19%	-0.85%	0.46%	1.21%	2.07%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Type Target
Benchmark Asset Allocation
Australian fixed interest 50%
International fixed interest 50%
Benchmark Index
Bloomberg AusBond Bank Bill Index 25%
Bloomberg Barclays Global Aggregate Index (hedged to AUD) 25%
Bloomberg AusBond Composite 0+ Index 50%

Objective

To provide a return that exceeds the benchmark return (after investment-related fees and costs but before tax) over rolling 3-year periods.

Investment fees & Transaction costs

0.44% p.a.

Minimum timeframe

3 years

Risk level

4 (Medium)

Chance of a negative annual return

2 to less than 3 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 0.74%
Financial yr to date 4.04%
1 yr (% pa.) 2.70%
3 yr (% pa.) -0.89%
5 yr (% pa.) 0.50%
7 yr (% pa.) 1.41%
10 yr (% pa.) 2.42%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
0.74%	4.04%	2.70%	-0.89%	0.50%	1.41%	2.42%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Type Target
Benchmark Asset Allocation
Australian fixed interest 50%
International fixed interest 50%
Benchmark Index
Bloomberg AusBond Bank Bill Index 10%
Bloomberg AusBond Composite 0+ Index 40%
Bloomberg Barclays Global Aggregate Index (hedged to AUD) 50%

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