Defensive - smartMonday

Defensive

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, fees and return targets.

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Objective

To provide a return at least 0.75% p.a. above inflation (after investment-related fees, costs and taxes) over rolling 2-year periods.

Investment fees & Transaction costs

0.50% p.a.

Minimum timeframe

2 years

Risk level

3 (Low to Medium)

Chance of a negative annual return

1 to less than 2 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 1.71%
Financial yr to date 5.24%
1 yr (% pa.) 5.30%
3 yr (% pa.) 1.04%
5 yr (% pa.) 2.00%
7 yr (% pa.) 2.24%
10 yr (% pa.) 2.66%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
1.71%	5.24%	5.30%	1.04%	2.00%	2.24%	2.66%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 5% 0 - 20%
International shares 3% 0 - 20%
Listed property 5% 0 - 20%
Alternative-growth 6% 0 - 20%
Defensive
Alternative-defensive 10% 0 - 40%
Aust. fixed interest 28% 0 - 90%
Int’l fixed interest 25% 0 - 90%
Cash 18% 10 - 90%

Objective

To provide a return at least 0.25% p.a. above inflation (after investment-related fees, costs and taxes) over rolling 2-year periods.

Investment fees & Transaction costs

0.29% p.a.

Minimum timeframe

2 years

Risk level

3 (Low to Medium)

Chance of a negative annual return

1 to less than 2 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 1.64%
Financial yr to date 5.32%
1 yr (% pa.) 4.80%
3 yr (% pa.) 0.31%
5 yr (% pa.) 1.08%
7 yr (% pa.) 1.62%
10 yr (% pa.) 2.18%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
1.64%	5.32%	4.80%	0.31%	1.08%	1.62%	2.18%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 6% 0 - 20%
International shares 5% 0 - 20%
Listed property 6% 0 - 20%
Alternative-growth 2% 0 - 20%
Defensive
Alternative-defensive 0% 0 - 40%
Aust. fixed interest 33% 0 - 90%
Int’l fixed interest 30% 0 - 90%
Cash 18% 10 - 90%

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