All futures start
with Monday

A smarter, easier super fund

smartMonday is the new face of Aon Master Trust, an award-winning superannuation fund with a 27 year track record of building strong and stable financial futures for our members.
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Funds under management

With the same high-performing global team trusted to safeguard USD $100 billion in global assets under management, we can help you meet your financial goals whatever stage of life you’re in.

Super outcomes

But we don’t stop at super. Because life, health and finances all contribute to our members’ super outcomes, we’ll be right by your side to help with those too.

Why smartMonday

smartMonday is more than just a new name. We’re taking a whole new approach to super, focusing on the power of smart, easy actions to contribute to the long-term growth of your super savings.

Get things done

smartMonday embodies a belief that every Monday brings a chance to choose a smarter approach; to get things done, to make genuine progress, and to set you up for a brighter tomorrow.

Action-oriented super

Our members and partners can benefit from action-oriented super that motivates and engages members from wealth accumulation through to retirement.

Mondays matter

With smartMonday we’re pioneering a movement to make Mondays matter for our members, to help make them wealthy, healthy and whole.

All futures start with Monday

At smartMonday, we know that a positive start to Monday morning can set the tone for the rest of your week. In the same way, we think every week is a new opportunity to take a smart, easy action that will put you back in charge of your super – and your life. Because it's the small things that can add up to the big future you want. Want to make your Mondays matter?

Make them smartMondays.

Your path to financial fitness starts here
Take action


Super investment isn’t one-size-fits-all. It’s personal. We all have unique retirement goals, lifestyle expectations and commitments. You also have your own personality, preferences and appetite for risk. That’s why we offer four different categories of investing which you can mix and match to customise your super just for you.

Our pre-mixed investment options give you the choice of investing between growth, balanced or defensive investment strategies that are diversified across a range of asset classes.

  • Choice of 10 pre-mixed options to invest in
  • Mix and match by choosing more than one option
  • Update your choices as often and whenever you like
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Our sector investment options give you more say in how your money is invested across asset classes such as Australian and international shares, property, alternatives, fixed interest and cash.

  • Choice of 21 sector options to invest in
  • Mix and match by choosing more than one option
  • Update your choices as often and whenever you like
Find out more
Aon MySuper

If you’d like to leave all the investment decisions to us, our default Aon MySuper* investment option is for you. Aon MySuper is a lifecycle investment option which is customised depending on the phase of life you’re in. This means we invest your super in growth-style investments when you’re younger and more defensive investments as you transition toward retirement. To learn more click here.

Aon MySuper Dashboard

Aon MySuper is only available to smartMonday PRIME members.

Make a choice

Deciding where you want your funds invested, your preferred fund management style or how much control you want over investment decisions is easy with smartMonday.

Call 1300 262 241 to speak to one of our smartCoaches, who can provide you with advice on selecting the right investment option. There are no additional charges for using this service.

Take smartMonday to your new job

Protect you, your family, and your income

Most members are provided with our minimum levels of insurance to ensure they start off on the right path. And if you’d like to customise your cover, it’s easy to increase and reduce insurance or even transfer it from elsewhere.

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Get to know your smartCoaches

Having a coach is a great way to set goals, improve and keep track of your progress.
Think of our smartCoaches as your own personal trainer when it comes to advice relating to your smartMonday contributions, insurance and investments in the marathon that is retirement adequacy.
Unlike annoying PTs our smartCoaches won’t make you wake up early or force you to train in the rain. Instead they’ll provide general and factual information at no additional charge.


Call our smartCoaches on
1300 COACH 1 (1300 262 241)

Retire with smartMonday

A super adventure, made smarter

Whether your plans for retirement involve action, adventure or just relaxation, at smartMonday we’re experts at helping you take smart action on your savings while safeguarding your assets. That way you can make the most of your wealth and health, and focus on enjoying your retirement.

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Difficult times demand more from your partners in life - and that includes your super fund. WeCare is smartMonday’s 24/7 specialised telephone support service, provided free to members and their direct family when they need help in difficult times. While WeCare’s phone counselling and advice services will more than meet most callers’ needs, assistance beyond the phone service may be necessary in some cases. The professionals at WeCare can help with this too.


Reach out for support with medical concerns, grief, depression, elder care or stress management. We’re available around the clock, every single day of the week.

Funeral assistance

Lean on us for assistance following the loss of a loved one. We’ll help you select a funeral home, decide on a type of funeral, and even arrange the after-service function and catering.

Legal + Tax

Make important decisions easier with advice on legal and tax issues like preparing a will, making a power of attorney, or personal tax advice.

Home + Care

Access home care services when your circumstances change. We connect you with reliable providers that can assist with everything from gardening and cleaning, to childcare.

Call WeCare
1800 828 736
Mention you’re a member, or family of a member, of smartMonday

Some of our Awards

Member enquiries

Have an enquiry?
Please choose the appropriate contact below:

Not TESF or Enterprise
PO Box 1949
Wollongong NSW 2500
smartMonday TESF
Includes previous TESF members
PO Box R713
Royal Exchange NSW 1225
smartMonday Enterprise
Includes previous Enterprise members
PO Box 1282
Albury NSW 2640
smartMonday PENSION
Includes previous TESF Pension members
PO Box 1282
Albury NSW 2640

Not sure who to call?

Speak to a smartCoach on 1300 262 241 or email

Make Mondays matter

smartMonday is a registered trading name of Aon Hewitt Limited ABN 48 002 288 646 AFSL 236667 (Aon), the sponsor of the Aon Master Trust ABN 68 964 712 340 (the Fund). The trustee of the Fund is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. This document has been prepared by Aon. smartMonday PRIME, smartMonday DIRECT and smartMonday PENSION products are part of the Fund.
© 2020 Aon Hewitt Limited – Financial Services Guide

WeCare is a telephone counselling and advice service provided by NHS Australia Pty Ltd ABN 38 080 244 195.