Customer Monitoring

If you’re joining us directly, rather than through your employer, then the smartMonday DIRECT account is for you. Employer contributions and any personal top-ups go into this account. You can also roll other super money into this account from any other super funds you have.

DIRECT Product Disclosure Statement


smartMonday offers multiple investment options for you to choose from to fine-tune your investment portfolio. These include pre-mixed and sector-specific options.

Investment2 0.5% p.a. – 1.22% p.a. depending on the investment options you choose
Administration3 0.45% p.a. (even lower for amounts over $250,000)
Membership4 $94.56 p.a. ($7.88 per month)

You can easily track your savings progress and see all your account details on your Personal home page. You can manage your investment mix online, transferring part or all of your balance between investment options whenever and as often as you like – with no switching fees.

Most members are eligible to automatically receive our minimum Death and Total & Permanent Disablement insurance. For the first two years cover is limited to New Events – that is you’ll be covered for injury or sickness that occurs or becomes apparent after your cover commences or recommences (whichever is the later).


And with smartMonday, it’s super easy to increase your cover, change it or opt out altogether5.